Richard Gusmano

Founder and CEO of Business Credit Consultants

Richard Gusmano is an award-winning entrepreneur who has a proven track record of owning, operating, and scaling businesses in diverse industries, including Logistics, Health Insurance and Health Care Consulting, Real Estate Development, Manufacturing, and Hospitality. For over ten years, he has been the visionary founder and Lead Consultant at Business Credit Consultants (BCCUSA.com), acknowledged as the Nation’s foremost small business Fintech Advisory for monthly payment credit facilities. Drawing from his firsthand experience of the challenges business owners face daily, Richard’s profound understanding underpins BCCUSA’s approach. The teams’ genuine desire to relate and to empathize with entrepreneurs’ needs fuels their commitment to offer tailored solutions, while fostering strong bank relationships that support and uplift businesses in their endeavors. To transform the outdated lending approach, BCCUSA created Lendotics, a proprietary AI-powered Digital Loan Qualifying System (LQS). It analyzes a business’s financials through a secured platform, giving owners complete transparency regarding their lending eligibility within minutes. The system also predicts the best credit options for business owners and suggests steps to improve credit eligibility.